Bank Accounts in the US

The Office of International Programs strongly suggests that students open a bank account in the United States – this makes it easier to purchase items while in the United States, receive wire transfers from home and typically prevents foreign transaction fees. During International Orientation students have the chance to open a bank account with Whitaker Bank.

Whitaker Bank – Downtown Georgetown Location

Georgetown College works with Whitaker Bank, a local bank with locations throughout Kentucky (a Whitaker account will work anywhere in the United States). Whitaker Bank offers free checking accounts for students which include a debit card and online banking.

Lobby Hours:
Monday – Thursday: 9:00 am – 4:00 pm
Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 12:00 pm
Sunday: Closed

Website: www.whitakerbank.com
Phone: 502.863.0111

International Wire (Receive) Information

Location: Main Street across from Subway

Accounts Offered: Checking (debit card) and Savings

Amount of Money Needed to Open an Account: $100 per account
Note: This is not a fee but the money that will be deposited to open your account.

What You Need to Open a Checking Account:

  • Passport (including visa)
  • GC student ID (GCard)
  • Campus Mailing Address, US Phone Number, Email Address
  • Social Security Card (if you have one)
  • Kentucky Driver’s License or ID Card (if you have one)

Benefits of a Whitaker Bank Checking Account (Whitaker Free Checking):

  • Online banking
  • Text and mobile banking
  • Debit card
  • No monthly fee
  • No minimum required balance
  • No charge to receive a wire transfer
    • Note: The sending bank may still charge a fee.

Please note that Georgetown College is only able to assist international students that bank with Whitaker Bank; however, students may bank with the bank of their choice.


While the Office of International programs strives to assist students with bank accounts, the student is responsible for his/her bank account. A quick overview of the U.S. banking system is included in International Student Orientation.